ABOUT US

OUR HERITAGE & MANDATE.

OUR STORY

Bilal Sacco Society Limited was established in 1987 with the primary objective of mobilizing savings and providing affordable loan facilities to employees of Bilal Muslim Mission of Kenya.

Over time, membership expanded to include employees from affiliated organizations, notably the Humanitarian Welfare Group, strengthening the Sacco’s financial base and outreach.

In 2016, the Sacco opened its membership to employees of affiliate companies and the general public. Since then, Bilal Sacco has experienced steady growth in assets, resources, and membership.

With the development of its first five-year Strategic Plan in 2024, the Sacco is well-positioned for sustained growth and enhanced service delivery..

OUR CORE VALUES

The Guiding Principles

Integrity & Transparency

We uphold honesty, transparency, and full disclosure in all our dealings while honoring our commitments to members.

Fairness & Equality

We treat all members fairly and uphold the cooperative principle of one member, one vote, regardless of status.

Responsiveness

We proactively address member needs through a responsive, forward-thinking approach..

Excellence in Service

We deliver services diligently, consistently maintaining high standards without compromise.

Accountability & Trust

We take full responsibility for our actions and ensure the transparency and safety of members’ funds and resources.

Collaboration & Teamwork

We foster collaboration and teamwork to create a healthy work environment and deliver exceptional service.

Years of financial service since 1987

The milestone year we opened doors to the general public

Member Satisfaction Rate

98%

Asset Growth Stability

50%

LOAN APPROvAL RATE (for compliant applications)

98%

GUIDED BY EXPERTS

Transparent and Accountable Governance.

The Managing Committee

Comprising 7 dedicated members elected directly by the general body at the Annual General Meeting (AGM). They oversee the strategic vision and long-term financial path of the Sacco.

Call To Action

The Supervisory Committee

Consisting of 3 elected committee members who serve as the internal oversight body. They ensure operational transparency, strict policy compliance, and total safety of member resources.

Call To Action

The Secretariat & Operations Office

Led by the Sacco Administrator, our professional secretariat handles the daily administration, membership approvals, and efficient processing of loan requests.

Got Questions? We Have Answers

You must be a registered, active member for at least 6 months with regular monthly contributions.

You must have paid your full share capital (250 shares at Kshs. 20 each, totaling Kshs. 5,000).

You must maintain a clean credit history and provide adequate guarantors or acceptable collateral as security.

The total loan granted cannot exceed a multiplier of four times a member’s shares.

Total monthly deductions, including your loan repayments, must not exceed 32 of your basic salary.

Guarantors must be active members of Bilal Sacco. A single member is not allowed to guarantee more than three normal loans at any given time. Furthermore, the total loan amount applied for must be fully covered by the combined shares of the loanee and the guarantors.

No. Bilal Sacco Limited operates on a strict cashless policy and does not accept cash whatsoever. All transactions must be processed via the official M-Pesa Paybill channel (Paybill: 400222, Account: 602164#your 2 names) or through direct bank deposits.

Ready to Take The Next Step?

Let’s work together to build you a better financial tomorrow.