Financially Empowering individuals and communities.
Welcome to Bilal Sacco Limited. We are a premier financial cooperative dedicated to mobilizing savings and providing affordable, reliable credit facilities to uplift the socio-economic welfare of our members.
About Bilal Sacco Ltd.
Bilal Sacco Limited is a premier financial cooperative dedicated to the socio-economic empowerment of our members.
Registered in 1987, we initially facilitated savings and loans for Bilal Muslim Mission of Kenya and Humanitarian Welfare Group employees. In 2016, we opened our doors to the general public, witnessing steady growth in assets and membership ever since


Pillars of Purpose
Our Vision
To be your trusted financial and growth partner
Our Mission
To afford an opportunity for members to mobilize savings and provide affordable credit facilities to improve their socio-economic welfare through sound management of resources.
Our Slogan
“Ajitahidiye hupata” — He who exerts effort, succeeds.
Tailored Financial Products to Meet Your Goals
Whether you are building long-term wealth, investing in an income-generating asset, handling an unexpected family emergency, or planning festive celebrations, Bilal Sacco has a dedicated solution for you.
Regular Savings Account
The financial core for all members. It promotes regular saving discipline and acts as the direct base for your loan eligibility multiplier.
Toto Savings Account
An optional, dedicated account designed for children under 18 years to foster early financial literacy with a minimum deposit of just Kshs. 200 per month.
Development Loans
Invest in income-generating or asset-building projects at an attractive interest rate of 1.5% on a reducing balance, repayable up to 36 months.
Emergency & Education Loans
Get quick financial relief for medical emergencies or fund school fees smoothly with a 12-month repayment period at 1.5% reducing balance.
Specialized & Instant Loans
Access rapid liquidity via Instant Loans (6 months), device financing via Phone Loans (2% interest), or festive backup via Eid & Christmas Loans.
Our Journey in Numbers.
We measure our success through the growth, financial stability, and life-changing milestones achieved by our community across Kenya.
Real Stories, Real Impact.
TAKE THE FIRST STEP
Secure Your Financial Freedom Today.
Reach Out
Get in Touch with Our Financial Experts
Have questions about our savings products, loan terms, or how to register? Send us an inquiry, and our administrative team will reach out to guide you through your financial journey.
