Bilal Sacco Limited

Empowering individuals and communities through responsible financial practices and easy access to credit.

About Us

Bilal Sacco Limited is a premier financial cooperative dedicated to the socio-economic empowerment of our members. Built on the pillars of integrity, transparency, and innovation, we provide a secure platform for individuals and SMEs across Kenya to pool resources, grow wealth, and access credit at competitive rates.

Our Financial Products

Whether you are looking to save or a quick loan, we are sure we can help!

1. Savings

Regular Savings Account

Our Regular Savings Account is the core savings option for all members. This product encourages consistent saving habits while providing a solid foundation for your financial journey.

Toto Savings Account

Designed specifically for children under 18 years, this account builds early financial discipline and savings habits.

2. Loans

Development Loan

  • Purpose: Asset building and investment
  • Interest: 1.5% reducing balance
  • Repayment: 36 months

Emergency Loan

  • Purpose: Medical and urgent support
  • Interest: 1.5% reducing balance
  • Repayment: 12 months

Instant Loan

  • Purpose: Quick short-term funds
  • Interest: 5% reducing balance
  • Repayment: 6 months

Jistiri Loan

  • Purpose: Hardship support
  • Interest: 2%
  • Repayment: 3 months

Education Loan

  • Purpose: School fees financing
  • Interest: 1.5% reducing balance
  • Repayment: 12 months

Phone Loan

  • Purpose: Mobile devices
  • Interest: 2%
  • Repayment: 12 months

Eid & Christmas Loan

  • Purpose: Festive support
  • Interest: 2%
  • Repayment: 12 months

Your Financial Future Awaits

Let us work together to achieve a better financial tomorrow