Savings – Bilal Sacco Limited.
Thinking about your financial future? Our Savings products can get you one step closer to where you want to be.
The Importance of Saving and Financial Discipline.
In today’s fast-paced world, cultivating a habit of saving is essential for financial stability and achieving long-term goals.
At Bilal Sacco Society Limited, we understand the value of instilling financial discipline, which is why we offer a range of savings products designed to empower our members.
By prioritizing saving, you not only build a safety net for unexpected expenses but also create opportunities for future investments and financial growth.

Build Your Wealth and Secure Your Future with Bilal Sacco Savings
At Bilal Sacco Limited, we believe that consistent savings are the foundation of true economic independence. Our savings products are strategically structured to encourage financial discipline, preserve your wealth, and unlock your access to flexible, low-interest credit facilities designed to improve your socio-economic welfare.
The Regular Savings Account is the mandatory core savings program for all registered members of Bilal Sacco. It serves as a continuous wealth-generation tool and forms the essential baseline for your loan eligibility and multiplier limits.
Minimum Contribution: A mandatory minimum deposit of Kshs. 1,000 per month is required to keep your account active and compliant.
Loan Multiplier Base: Your total accumulated deposits in this account directly determine your borrowing limits (up to 4x your shares).
Earning Potential: Regular savings qualify you to earn annual rebates based on the overall financial performance of the Sacco.
Discipline Cultivation: Designed to promote consistent, long-term saving habits across our entire community.
Designed specifically for children under 18 years, the Toto Savings Account aims to instill financial responsibility from an early age. This account encourages kids to save, setting them on a path to financial literacy as they grow.
Target Audience: Exclusively designed for children and minors under 18 years of age.
Affordable Activation: Requires a low one-time account registration fee of just Kshs. 200.
Flexible Savings: Features an incredibly accessible minimum monthly savings requirement of only Kshs. 200.
Future Planning: Provides a reliable safety net to fund long-term milestones like higher education or early-life investments.
Benefit of Choosing Bilal Sacco Society Limited Savings Products
At Bilal Sacco Society Limited, we are dedicated to helping you achieve financial success through disciplined saving. Join us today and start building a brighter financial future
To maintain absolute accountability, security, and transparency for your funds, Bilal Sacco Limited operates on a strict cashless policy.
Paybill Number: 400222
Account Number: 602164# followed immediately by your official 2 names (e.g., 602164#JohnDoe)
Direct bank deposits can be executed seamlessly into the official Bilal Sacco society bank account. Please contact the administrative secretariat to obtain official bank account numbers and clearing codes.
Start Your Journey Today
